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Financial Calculators That Actually Help

Professional-grade calculators for mortgages, investing, taxes, retirement, real estate, and small business. See exactly what you owe, earn, and save.

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🏠 Mortgage & Real Estate

Mortgage Amortization Full payment schedule & equity buildup Flip vs. Hold Renovate & sell or keep renting Cash-Out Refinance Home equity extraction Closing Costs Real estate transaction fees Escrow Closing Costs Escrow & title fees Home Inspection Inspection cost & checklist HELOC & Home Equity Credit line analysis AC Unit Size What size air conditioner do I need? Rental Repair Landlord maintenance costs Rental Vacancy Vacancy rate & loss calculator Rental Automation Property management ROI Rental Escrow Landlord escrow analysis Vacancy Rate Investment property vacancy House Flip Tracker Fix & flip ROI analysis Rental Depreciation Property depreciation schedule Mortgage Points Buy down your rate

📈 Investing & Returns

Capital Gains Tax Investment tax & tax-loss harvesting SIP Calculator Systematic investment plan returns Safe Withdrawal Rate Retirement income & FIRE planning EBITDA Calculator Business profitability & valuation Angel Investment ROI Angel investor returns & equity Angel SAF Simple agreement for future equity Business Valuation DIY business worth estimation LTV:CAC Ratio Customer lifetime value to CAC ROI Per Employee Revenue per headcount Business Loan SBA, bank & alt-lender comparison Practice Sale Professional practice valuation Marketing ROI Campaign profitability Ad Spend ROI Google Ads, Facebook & PPC SEO Traffic Value Organic search worth SEO ROI Search engine optimization returns Conversion Rate Visitor to customer funnel Lead Value B2B & SaaS lead generation ROAS Calculator Return on ad spend

🧾 Taxes & Payroll

Tax Brackets 2026 US federal income tax LLC Tax Calculator Sole proprietor vs LLC vs S-Corp Payroll Tax Calculator Employer & employee taxes Quarterly Tax Estimated tax payments Sales Tax Calculator State & local sales tax Gig Economy Tax Uber, Lyft, DoorDash taxes Gig Mileage IRS mileage reimbursement Compound Interest Savings & investment growth Dividend Income Portfolio yield calculator Annual Bonus Bonus tax & net pay

🏦 Retirement & Savings

401(k) Contribution Maximize tax savings & employer match HSA Calculator Health savings account triple tax savings Hardship Withdrawal 401k & IRA early withdrawal penalties Savings Goal How long to reach your target Monthly Budget Budget planner & tracker Net Worth Calculator Personal finance snapshot Wealth Ratio Financial independence metrics Present Value & NPV Time value of money Startup Runway Cash burn & months until funding

💳 Loans & Debt

Debt Payoff Snowball vs. avalanche & extra payments Debt Consolidation Save money combining credit cards & loans Merchant Cash Advance True cost of MCA Land Loan Raw land financing Student Loan Refi Refinance & save Note Rate Calculator Mortgage note rate analysis Lease vs. Buy Equipment, vehicle & property

🏪 Small Business

Amazon FBA Fulfillment by Amazon fees & profit E-commerce Margin Shopify & online retail profit SaaS MRR Monthly recurring revenue & growth Churn Rate Customer & revenue churn Merchant Fees Credit card processing costs Freelance Profitability Project rate & margin Sales Commission Commission structure calculator Contractor Markup Construction & trade pricing Job Cost Estimator Service business pricing Depreciation Schedule MACRS & straight-line Opportunity Cost What you're giving up Warranty Cost Product warranty expense ESOP Contribution Employee stock ownership plan

👤 Personal Finance

Auto Affordability How much car can you afford? Hourly to Salary Annual, monthly & weekly equivalents Hourly Rate Freelance rate estimator Markup Calculator Gross margin vs. markup Unit Price Compare deals & bulk pricing Shipping Cost Shipping fee calculator Retainer Fee Retainer pricing structure Invoice Payment Late fee & discount terms Tip Calculator Restaurant tip & split Gratuity Calculator Tip & service charge Tip Pool Server tip distribution Gratuity Split Hotel & event service charges Life Insurance Replacement Insurance needs calculator COI Calculator Certificate of insurance cost Wedding Budget Wedding cost planner Cost of Raising a Child Family budget planning