SIP Calculator

Systematic Investment Plan returns — the power of consistent investing

What is a SIP? A Systematic Investment Plan lets you invest a fixed amount monthly into mutual funds or ETFs — dollar-cost averaging instead of timing the market. This calculator shows how much your SIP is worth over time and the total wealth you build through consistent investing.

Who it's for: Anyone investing in mutual funds, ETFs, or index funds through a recurring investment plan.

Investment Details

Monthly Investment ($)

Expected Annual Return (%)

Investment Period (years)

Inflation Rate (%)

Results

Total Invested

—

your contributions

Future Value

—

total value

Investment Gains

—

compound growth

Real Value (Inflation-Adj.)

—

today's purchasing power

Monthly Income at Retirement

—

using 4% withdrawal rule

Multiplier

—

money earned per $1 invested

Recommended Tools

Tools we trust for mutual fund investing:

Vanguard → Fidelity →

We may earn a commission from partner links at no extra cost to you.

SIP returns are not guaranteed. Past performance does not predict future results. Mutual funds carry risk of loss.