Flip vs. Hold Calculator

Compare house flipping vs. rental property investment returns

What is this? This calculator compares two real estate investment strategies: buying a distressed property, renovating it, and selling at a profit (house flipping) vs. buying, renovating, and renting it out long-term. It shows the total profit, annualized return, and risk for each approach.

Who it's for: Real estate investors deciding between fix-and-flip deals and buy-and-hold rentals. Also useful for homeowners considering whether to sell or rent out their current home.

Property Details

Purchase Price ($)

Current ARV / After Repair Value ($)

Rehab Cost ($)

Monthly Rent ($)

Costs & Financing

Down Payment (%)

Loan Interest Rate (%)

Hold Period (months, for flip)

Property Tax & Insurance ($/yr)

Flip Analysis

Total Investment

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Sale Price (minus costs)

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Flip Profit

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ROI (Flip)

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Annualized Return

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Total Holding Costs

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Hold Analysis (5-Year)

Cash Required

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5yr Rental Income

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5yr Equity Build

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5yr Cash Flow

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5yr Total Return

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COC Return

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Recommended Tools

Tools we trust for real estate investing:

Zillow → Realtor.com →

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For educational purposes. Not financial advice. Consult a real estate professional.