HELOC & Home Equity Calculator

Calculate available home equity and HELOC borrowing capacity

What is this? Calculate available home equity and HELOC borrowing capacity. See how much you can borrow against your home's value.

Who it's for: Business professionals, contractors, and financial planners.

Home Value & Mortgage

Current Home Value ($)

Remaining Mortgage ($)

Other Liens on Property ($)

Combined Loan-to-Value (%)

HELOC Terms

Credit Line Needed ($)

HELOC Interest Rate (%)

Draw Period (years)

Repayment Period (years)

Equity Analysis

Total Home Equity

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Available Credit (85% LTV)

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Max HELOC at 85%

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Monthly Payment

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Total Interest Paid

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Total Cost of HELOC

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Equity at Draw End

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LTV After HELOC

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Credit Line Approved?

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Recommended Tools

Tools we trust for home equity and HELOCs:

Zillow → Realtor.com →

We may earn a commission from partner links at no extra cost to you.

For educational purposes. Not financial advice. Consult a mortgage professional.