Compare credit card processing fees across Square, Stripe, PayPal & more
What is this? This calculator reveals the true cost of accepting credit and debit cards at your business. It compares fees across Square, Stripe, PayPal, and other major processors — showing exactly how much you pay per transaction, monthly, and annually.
Who it's for: Small business owners, retailers, e-commerce sellers, and freelancers who want to know which payment processor costs them the least.
Transaction Details
Your Processor Analysis
Fee Per Transaction
—
processing cost
Effective Rate
—
true all-in rate
Net Per Transaction
—
you receive
Monthly Fees
—
total fees
Annual Cost
—
processed/year
Annual Net Revenue
—
after fees
Processor Comparison
Processor
Rate + Per-Tx
Monthly
Annual Total
Annual Savings
Square
2.6% + $0.10
$0
—
—
Stripe
2.9% + $0.30
$0
—
—
PayPal
2.99% + $0.30
$0
—
—
Flat-Rate
3.5% + $0.30
$0
—
—
Your Processor
2.9% + $0.30
$0
—
—
Switching to the Best Processor Saves You
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Start Saving on Payment Processing Today
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Estimates based on standard published rates. Actual fees may vary by business type, card present vs online, and volume. Verify all rates on processor websites before signing up.